About Me

Hi fellow investors, and welcome to my blog!

My online name is “Alpha”, I’m 34 years old and I live in Europe. I’ve decided to remain anonymous as I value my privacy, but fortunately you don’t need personal details about me to enjoy the blog

I have always been very frugal and hardworking, and was thinking about financial independence at the ripe old age of 16! Since then, I’ve been working, saving and investing.

I have a keen passion for personal growth, and I think every day should be dedicated to making yourself better in some way or another. My personal interests are nutrition, sports, finance, overall efficiency and a little bit of psychology. Basically everything you need for happiness!

The idea started because I keep reading interesting blogs, but never really contributed in writing one myself.

I need a place to express my opinions and hopefully contribute back to the online financial and frugality community. At the moment my focus is on obtaining financial freedom and be free from the need to work. I’ve always been very curious and energetic and I’d love to have more time to explore science and new ideas, but unfortunately my job takes away almost all of my time and energy.

This blog will follow me on my journey to personal growth and financial independence.

I have been reading and studying finance in my free time for more than 10 years, in particular books about stocks, commodities, options, bonds and several types of fundamental analysis and consider myself well-versed in personal finance and investments, even though it is a lifelong learning journey.

This blog will mainly be dedicated to the P2P lending scene, peppered with articles I deem fun for a frugal person like me, they will talk about optimizations, or making your life more efficient by spending less time or less money while doing more.

I hope I can share some of what I’ve learnt with you, my readers, and that we can teach each other how to grow more prosperous and wealthy together.


My posts are not intended to be professional financial or health advice, they are just the expression of a blogger venting his thoughts, so please take them with a grain of salt and criticize my posts with your own brain (and share your thoughts in the comments, if you’d like to).

My blog posts usually contain affiliate links, and I may earn a small commission when you click on them: this typically gives you an advantage as well (cashback on P2P platforms or other monetary bonus), it’s a very efficient win-win situation that makes us partners, in a way, towards our mutual financial independence.